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Tips
for Realtors®
C.L.U.E.®
- The insurance report that is becoming increasingly important in the real
estate industry.
Discussing
Mold - To help avoid liability on the topic of mold, real estate agents
should be aware of both sides of the debate and use caution in making
explicit statements.
Helpinsure.com
- Link to site for homeowners having trouble finding insurance in
Texas. (By State of Texas & TDI)
Texas
Fair Plan - Texas Insurance Commissioner Montemayor has responded
to the lack of availability of Homeowners Insurance by enacting a Fair
Access to Insurance Requirements (FAIR) Plan
in Texas. This new alternative market is a residual market of last resort
and is not intended to compete with the standard property insurance
market.
Also
See:
About Mold
A five-part overview: What are Molds; Growth
Requirements; Mold Spores; Sources
of Food; Water Requirements.
Do-it-Yourself
Testing - Petri Dish Kits
A Focal Point Perspective
Acronyms
& Abbreviations
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Crawlspaces
- Photographs of key issues which are "down there" Indoor
Mold Areas - Photos of areas prone to indoor mold growth.
Coming Soon:
Tips
on Mold Inspections - Things to watch out for
Lead
& Asbestos - They are still out there.
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HOA Spore-ror
Story
There is a nasty problem growing in your homeowner association. It might
be in the walls. Article
Will Sudden,
Accidental Events Be Covered If Mold Is A Danger?
If you have had to renew your homeowners insurance policy recently, you
possibly were unable to obtain coverage for water damage. Article
Mold Is Becoming
A Significant Real Estate Matter
Who ever heard of a home not selling because of mold? Or of a "mold
contingency?" Article
Whose Mold Is It
Anyway?
You live in an apartment and it has a lot of mold. Good news? Bad news?
News at all? The answer is all three. Article
What to Do If
You Can't Get Homeowners Insurance
Purchasing and keeping your homeowners insurance policy is increasingly
difficult these days. Article
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Reference
Files for Downloading:
(Acrobat Reader Required)
"Potential
Health and Safety Implications of the Texas Department of Insurance's
Restructuring of Residential Property Insurance Policies";
Texas Institute for the Indoor Environment; The University of Texas at
Austin; 2002 (Get pdf File)
"Protecting
Your Home from Mold"; Guidelines from the Texas Department
of Insurance; 2002 (Get pdf File)
"Effectively
Handling Water Damage and Mold Claims: A Consumer Guide";
From the Texas Department of Insurance; 2002 (Get
pdf File)
To download a free copy of
Adobe Acrobat Reader, click the icon below:
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Key Links
(Also see the Resources section)
TREC
- Texas Real Estate Commission
TAR
- Texas Association of Realtors
TDI
- Texas Department of Insurance
Realty
Times - Dedicated to Real Estate News
Texas
Realtor Online - The online magazine of TAR
ChoiceTrust
- The consumer access portal to ChoicePoint's C.L.U.E® insurance reporting
information.
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News from the Texas
Department of Insurance:
Top 10 Homeowner Insurance Companies
Asked to Justify Rates (Dec 19, 2002) More...
State of Texas, Farmers Insurance Reach
Agreement (11/30/02) More...
TDI to Expand Homeowners Insurance
Options (10/02/02) More...
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